Terms of Service
Last Updated: [Insert Date]
Acceptance of Terms
By using Niksona's services, you agree to these Terms. If you disagree, please refrain from using our website.
Service Description
Our Savings Goal Calculator provides financial projections based on user inputs. These calculations are for informational purposes only and should not be considered financial advice.
User Responsibilities
You agree to:
- Use our calculator results as estimates only
- Consult with a financial advisor for major financial decisions
- Not use our service for commercial purposes without authorization
- Comply with all applicable laws and regulations
Intellectual Property
All content, including calculation methodologies and interfaces, is our property or properly licensed. Personal use is permitted; commercial use requires authorization.
Disclaimer
Financial Notice: Niksona's Savings Goal Calculator provides projections only. Actual results may vary due to market conditions, personal circumstances, and other factors beyond our control.
Financial Advice
Our calculator is not a substitute for professional financial advice. Always:
- Consult with a qualified financial advisor before making significant financial decisions
- Consider your complete financial situation, including debts and expenses
- Review investment risks and your personal risk tolerance
Limitations
Our calculator does not account for:
- Inflation or changes in purchasing power
- Market volatility in investment returns
- Tax implications of savings and investments
- Changes in personal income or expenses